How to Plan Your Retirement Before It’s Too Late
The fear of ending up penniless in a dilapidated retirement home with nobody to count on is a nightmare that haunts the living daylights out of all of us. In spite of this, people tend to take their...
View ArticleWhen Is it Ok To Withdraw Your 401(k) Early?
We all pretty much have the notion that it’s generally a bad idea to withdraw your retirement money before you reach the prescribed retirement date. This is especially true when it comes to the...
View ArticleWhy Index Funds Will Always Beat Active Managed Funds
There are basically two types of funds. The first type is called the “active” managed fund which has the goal of giving returns which are higher than a certain benchmark index. They try to meet this...
View ArticleVariable Annuities and 401(k) Plan Combo: More Losses than Gains
Over the years, variable annuities have gained popularity. The reason, perhaps, is partly because it is marketed more aggressively by many financial institutions these days. Many people are sold on the...
View Article401k Rollover! Teach Yourself These 5 Tricks
Whether you are rolling your 401k due to an unanticipated dismissal or a voluntary move to another employer, you now have increased levels of stress at play in your life. That stress can be can be the...
View ArticleWhat I Did Right This Year: Fully Funding My Roth IRA
A few days ago, I told you about my biggest financial regret of 2012 – failing to even establish a flexible spending account, or FSA, through my husband’s work for our medical expenses. Now, I’m going...
View ArticleRetire Early! Take a Bite ‘Outta’ Time
The most significant and consequential retirement related decision you may make in your life is your decision of when to retire, and at what age will you elect to draw your benefit. You see, they are...
View ArticleThe Ubiquitous 401k: How Much Do You Really Know?
Ahh, the ubiquitous 401k…. Is there anything we don’t know about this omnipresent investment? It was conceived in 1978 and rang in the death knell for conventional pension plans by the early 80’s....
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